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Regal Autosport International Ltd have set up a financing service with Close Brothers to offer our customers the option to buy now, and pay later.
Finance your order in 3 simple steps:
1. Select your item(s) from our vast range of performance car parts.
2. Choose the 'Deko Pay' option at the checkout (you will be re-directed to the Close Brothers application site).
3. Once approved you will be notified via email and your items will be dispatched from our warehouse.
Classic credit finance:
Representative APR 0%
6 & 12 month agreements
Available on all orders over £600
Cash price: £1,000
Deposit (20%): £200
Agreement duration: 12 months
12 monthly installments of: £66.66*
Total amount payable: £1,000
Representative rate of interest (fixed): 0%
Will I be eligible for finance?
To apply for finance you must meet the following criteria:
- You must be over 18 years of age.
- You must be a UK resident with at least 3 years continual address history.
- You must be in full time employment, unless retired or a house person with a spouse in full time employment.
- You must have a UK bank account capable of accepting Direct Debits.
- The goods must be delivered to your home address where your bank account is registered.
How much can I borrow?
When checking out online, just fill out our easy online application form and you can be approved for up to £25,000 to use for the item(s) you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £600 (including VAT).
Is a deposit required?
Yes, on our classic credit option a 20% deposit is payable by credit or debit card upon acceptance.
How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What length of repayment is available?
You can choose a 6 or 12 month loan repayment period.
Can I pay my agreement off early?
You have the right under section 94 of the Consumer Credit Act 1974 to repay early in full or in part at any point. If you wish to pay any amount early you must give notice to the credit provider, Close Brothers Retail Finance, Dee House, St Davids Park, Ewloe, Flintshire, CH5 3XF or telephone them on 0844 880 6542. Unless you repay in full, any early repayment you make will not reduce the duration of the agreement but, if you give them notice of your intention to pay an amount early, they will recalculate the amount of the remaining monthly instalments.
Consumer credit service provided by Close Brothers Retail Finance. Close Brothers is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240).
Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority - firm reference number 124750. For more information please visit http://www. closebrothersretailfinance.co.uk/